1. 80 slots to start off with Inventory wise is sexy...won't lie. Considering I have played many games where its like WELL IF YOU WANT MORE.... after your 6-10 slots... spend x amount of money that goes up so many times in higher digits .
2. For personal bank I LOVED how TERA had theirs...4 tabs of many rows. That was like heaven for me to store all my crafting materials, Armors, alch stuff I crafted, you name it. I loved guild bank for TERA too the only thing was the renting every week, which didn't seem bad after they changed the money currency
Guess thats fair gotta..pay the banker for hording your stuff...and the fact that all your chars can access your personal bank <3
3. Depends. I do if Its my main character I play. That does everything from crafting, collecting, dungeon runs, you name it. And I finally ran out of space but I still need to do stuff. But that's when I start stuffing on alt characters on the same account...